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Follow these easy steps to make a contribution or switch within your RRSP online:

  1. Sign in to Online Banking.
  2. From the ‘Account Balances’ page, click on the RRSP account on which you wish to transact. 
  3. Click on ‘Contribute to this RRSP’ or ‘Switch Investments within this RRSP’.
  4. Simply click on the investment option that suits you best - Mutual Funds, GICs or RRSP Savings Deposit.
  5. Enter the transaction information requested.
  6. Your contribution or switch has been made!

Interest rates, model portfolios, historical performance of funds and research tools are provided within the Online Banking site to help you manage your RRSP investments. For even greater convenience, you can use the financial calculators listed below to help you get answers to many of your investing and retirement questions.

  • How much RRSP savings do I need?
  • How much should I save in addition to my RRSP?
  • How much retirement income can I expect from my RRSP?
  • How much can I contribute to my RRSP?
  • How many years will my RRIF last?
  • How much will my RRSP be worth?

To make additional contributions or switch between investment options online, you must be enrolled in Online Banking and have an existing RBC Royal Bank RRSP account.
If you are already an Online Banking customer, you can sign in now. If you are currently not enrolled in Online Banking, you can enrol now.

To purchase RBC Funds online, you must have already provided us with your Investor Profile, which you can view by clicking on Investor Profile from the RRSP Account Details section within the Online Banking site. If you are providing us with your Investor Profile for the first time or need to change your existing profile, you must visit your branch or call 1-800-ROYAL®1-1 (1-800-769-2511).

To open an RBC Royal Bank RRSP account or to invest by phone simply call 1-800-ROYAL®1-1
(1-800-769-2511) and press 5 at the prompt. Investment representatives are available from 6 a.m. to 4 a.m.(ET), Monday to Friday.

 

To find out more about our full range of RRSP products, check out our Retirement Centre.


 

Guaranteed investment certificates are provided by Royal Bank of Canada. RBC Funds are offered by RBC Asset Management Inc. and sold by Royal Mutual Funds Inc.
Royal Mutual Funds Inc., Royal Bank of Canada, RBC Asset Management Inc., Royal Trust Company of Canada and The Royal Trust Corporation are separate corporate entities that are affiliated. Royal Mutual Funds Inc. is licensed as a financial services firm in the province of Quebec.
There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Please read the prospectus before investing.

® Royal Bank of Canada 1995-2003

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